Chris Noth gives his personal testimonial to what life insurance has meant to him. His father died when Chris was a young boy.

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Partnership Plans

What type of LTCI policy constitutes a partnership plan?

In order for a policy to be partnership qualified it must have the following based on age:

Compound inflation: age 60 & under

Some form of inflation: age 61-75
(simple or compound)

No inflation required: age 76+

However, some carriers are coming out with a "pool of money" type policy which also meets partnership plan qualifications.

Wow! Things are heating up. Did some training today with two agents who each had multi-life cases of over 100 employees. One was a college with 300 employees and the other was a medical group with 100 employees and twenty doctors! This shows the fact that the three primary sectors of the economy that are doing quite well are Health Care, Education and Government. If you have businesses in any of these three sectors, they are great prospects for multi-life LTCI. The key is how you approach them, what you say and how you present and close a multi-life case. We have posted many tools on our website, http://LongTermCareInsuranceBrokerage.com , which address these issues.